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Disclosures:
This is NOT Insurance.
This discount card program contains a 30 day cancellation period.
Pharmacy discounts are not insurance and are not intended as a substitute for insurance.
Member shall receive a full refund of membership fees, excluding registration (initial set-up) fee, if membership is cancelled within the first 30 day period.
This plan provides discounts at certain health care providers for medical services.
The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received.
This plan does not make payments directly to the providers of medical services.
The plan member is obligated for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan with the discount plan organization.
* Anticipated national average dental charges for the 2006 calendar year based on comparison of provider negotiated fees to national average fees. Actual costs and savings vary by provider and geographical area.
** According to the Aetna Enterprise Provider Database as of March 1, 2006.
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